Plain-English explainers 18 guides

Australian Property Investment Guides

Each guide breaks down a property tax topic in plain English with worked examples, paired with a free calculator so you can run your own numbers.

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Property Investment Tax Guide Australia: Cash Flow and Returns

Australian property investment tax guide covering negative gearing, CGT, land tax, depreciation, rental yield, and after-tax cash flow.

10 min readGuide
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Negative Gearing Australia — How It Works & Real Tax Savings

How negative gearing reduces your tax in Australia. Worked examples with real numbers, claimable expenses, and common mistakes with 2025-26 ATO rates.

11 min readGuide
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Capital Gains Tax Guide for Property Investors (Australia)

Guide to capital gains tax on Australian investment property: how CGT is calculated, the 50% discount, 6-year absence rule, and worked examples.

16 min readGuide
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Land Tax Rates Australia 2025-26: State Comparison

Compare land tax rates, thresholds, and rules across all Australian states and territories for 2025-26. Worked examples and common considerations.

35 min readGuide
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Investment Property Depreciation Guide: Div 40 & Div 43

Investment property depreciation guide for Australia: Division 43 vs Division 40, second-hand rules, and quantity surveyor report basics.

11 min readGuide
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Investment Property Tax Deductions (Australia)

Guide to Australian investment property tax deductions -- what you can claim, what you cannot, and a worked example using ATO rules.

12 min readGuide
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EOFY Property Investor Checklist (Australia)

End of financial year checklist for Australian property investors: deductions to claim, deadlines to hit, and mistakes to avoid before 30 June.

7 min readEOFY
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Weekly Tax Table 2025–26 (2026) | ATO PAYG Withholding Rates

ATO weekly tax table for 2025–26. Look up your PAYG withholding and take-home pay instantly. Includes Stage 3 tax cuts, HELP debt rates, and no-threshold table.

13 min readGuide
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Fortnightly Tax Table 2025–26 (2026) | ATO PAYG Withholding

ATO fortnightly tax table for 2025–26. Look up your PAYG withholding and take-home pay instantly. Includes Stage 3 tax cuts, HELP debt rates, and Medicare levy.

13 min readGuide
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PAYG Tax Table Australia | 2025–26 Withholding Guide

PAYG tax table guide for Australia 2025–26. Compare weekly, fortnightly, and monthly withholding, HELP, and Medicare.

9 min readGuide
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Capital Gains Tax 6-Year Absence Rule (Australia)

How the CGT 6-year absence rule lets you rent out your home and still avoid capital gains tax when you sell. Conditions, examples, and traps.

16 min readGuide
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EOFY Tax Planning for Investment Property Owners (Australia)

EOFY tax planning for Australian property investors: prepay interest, bring forward deductions, and reduce tax before 30 June.

9 min readEOFY
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Getting Started Guide: Australian Property Investment Spreadsheet

Step-by-step setup guide for the Property Tax Tools spreadsheet: copy the sheet, enter your first property, and read results in under 10 minutes.

8 min readSpreadsheet
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Investment Property Spreadsheet Guide

Compare free and paid investment property spreadsheet options for Australia, including DIY Excel templates and current pricing benchmarks.

14 min readSpreadsheet
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Negative Gearing Example: $8,200 Tax Offset Case Study

Negative gearing example for an Australian investor: real numbers for rental loss, tax benefit, depreciation impact, and weekly out-of-pocket cost.

7 min readCase Study
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Negative Gearing Spreadsheet Australia (Free + Premium)

Free negative gearing calculator and premium spreadsheet for Australian property investors. Compare tax savings across properties with 2025–26 ATO rates.

7 min readSpreadsheet
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Property Investment Calculator Excel (Free + Premium)

Compare free web calculators vs premium Excel/Google Sheets for Australian property investment analysis. Download or use online — 2025–26 ATO rates.

7 min readSpreadsheet
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Is Stamp Duty Tax Deductible? (Investment Property)

Stamp duty is not an immediate tax deduction, but it reduces your capital gains tax when you sell. How stamp duty affects your CGT cost base.

9 min readGuide
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About these guides

Australian property tax rules change frequently, and the details matter. A depreciation schedule that applies to a brand-new apartment may not apply to a second-hand house. The capital gains tax discount has specific eligibility criteria. Land tax thresholds and surcharges differ between every state and territory. These guides break down each topic in plain English so you can understand exactly how the rules affect your investment — without wading through legislation or paying for a consultation just to get the basics.

The collection covers the core topics Australian property investors deal with: negative gearing and how it reduces taxable income, capital gains tax including the six-year absence rule, property depreciation under Division 40 and Division 43, allowable investment property deductions, land tax rates across all states, and end-of-financial-year planning strategies. Whether you are buying your first investment property or managing a portfolio, each guide explains the relevant rules, walks through realistic examples, and flags the common mistakes that cost investors money.

Every guide is paired with a free online calculator so you can move from reading to running your own numbers in seconds. The calculators use the same ATO rates and state thresholds discussed in the guides, giving you a practical way to test different scenarios — such as how holding period affects CGT, or how depreciation changes your after-tax cash flow. For investors who need deeper analysis across multiple properties and years, the premium spreadsheet integrates everything into one model.